The choice of the apartment is interesting and enjoyable process. Once the decision has been made, several steps have to be taken to be ready to move in: Booking of the apartment; Purchase document preparation; Payment procedure; Getting the keys.
Usually, you have to choose an apartment, then contact with bank specialists to acknowledge Your solvency and get the best offer from the bank.
To reserve the apartment, You must sign a preliminary agreement with the project developer and make a down payment – 10% of the total transaction amount. There are 2 options for the further process:
In this case, You plan to pay for the purchase of the apartment entirely from Your own funds or borrow from a bank (except SEB banka).
We cooperate with SEB banka, which will provide You with detailed, quick and comprehensive advice on lending options, because it is fully familiar with all the information about our project, and You will definitely be pleased with SEB banka’s special offer for several services. The basic conditions for applying for financing support from SEB banka are:
It is an agreement that You conclude with the developer and SEB banka for receiving additional financing for the payment of the purchase price of the apartment, and it guarantees You that SEB bank will grant You the necessary loan in the amount agreed in the agreement.
According to the concluded pre-contract for the purchase contract, You pay 10% of the total amount of the transaction to the account of the project developer.
You pay 10% of the total amount of the transaction into SEB bank’s escrow account under the escrow account agreement. The transaction account provides a security guarantee to both the buyer and the seller, as the bank only pays money to the developer once the transaction has actually taken place and the property documents are drawn up in the name of the new owner.
Once the building has been commissioned and divided into apartment properties, we will invite You to see the finished apartment and sign its purchase agreement. After signing the purchase agreement, You will need to pay the remaining amount of the contract into the developer’s account or make payments under the SEB Bank transaction account agreement.
After the transfer of ownership rights in the name of the new owner and after receipt of the full purchase fee, we will issue You with the keys to Your new apartment.
And don’t forget to insure Your new property. Our partner will offer You special conditions:
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